Mortgage Seven LLC ("Mortgage Seven," "we," "us," or "our") is committed to safeguarding the privacy of our customers and visitors to our website. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you interact with our services, including our website, mortgage application processes, and other related activities.
Please take a moment to read this Privacy Policy carefully. By accessing or using our services, you acknowledge that you have read, understood, and agreed to the practices described in this policy.
1. Information We Collect
We may collect the following types of personal information when you interact with us:
1.1. Personal Information: This includes your name, contact details (such as email address, postal address, and phone number), date of birth, social security number, and other personally identifiable information necessary for the mortgage application process.
1.2. Financial Information: We may collect financial information, including income, credit history, and employment details to assess your eligibility for mortgage products.
1.3. Transaction Information: Information related to your mortgage application, including loan terms, payment history, and any other transaction details.
1.4. Website and Communication Data: We may collect information about your interactions with our website, including your IP address, browser type, and pages visited. We may also collect information from your communications with us, including emails and phone calls.
2. How We Use Your Information
We may use your personal information for the following purposes:
2.1. Mortgage Processing: To process and manage your mortgage application, including underwriting, approval, and disbursement of funds.
2.2. Communication: To communicate with you regarding your application status, mortgage-related matters, and updates about our services.
2.3. Compliance and Legal Obligations: To comply with applicable laws, regulations, and industry standards.
2.4. Marketing and Promotions: With your consent, to send you information about our services, special offers, and promotions.
2.5. Customer Support: To respond to your inquiries, requests, and provide customer support.
2.6. Website Improvement: To analyze and improve our website, services, and user experience.
3. Information Sharing
We may share your personal information with:
3.1. Service Providers: Trusted third-party service providers who assist us in processing your mortgage application and delivering our services. Such as , wholesale lenders, Title company, Insurance agency (To obtain a quote in your behalf when requested by you)and credit reporting providers.
3.2. Legal Compliance: When required by law or legal process.
4. Your Choices
You have the following choices regarding your personal information:
4.1. Access and Correction: You may request access to your personal information or request corrections to inaccuracies.
4.2. Marketing Communications: You can opt out of receiving marketing communications from us at any time.
4.3. Cookies and Tracking: You can manage your cookie preferences through your browser settings.
5. Security
We employ security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no data transmission over the internet or data storage system is completely secure. Please take appropriate measures to protect your personal information.
6. Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any updates will be posted on our website with a revised effective date.
7. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal information, please contact us.
